Debt collection software

In short

Debt collection software helps lenders and collection agencies recover overdue amounts efficiently and respectfully. Finsora segments overdue accounts, runs automated reminder strategies by e-mail and SMS, gives agents prioritised work queues, records promises to pay and payment plans, offers online self-service payment and supports hand-over to agencies or bailiffs.

Updated:

Debt collection software

Key features

01

Collection strategies

Rule-based stages from soft reminders to formal notices, by segment and amount.

02

Automated reminders

E-mail and SMS before and after due date with payment links.

03

Agent work queues

Prioritised cases, call outcomes, promises to pay and follow-up tasks.

04

Payment plans

Instalment arrangements with automatic tracking and broken-promise alerts.

05

Hand-over and reporting

Export to agencies or bailiffs, recovery rates and ageing reports.

Who it's for

Who it's for

  • Consumer and SME lenders
  • Collection agencies
  • Leasing and BNPL providers
  • Utilities and subscription businesses

Capabilities and integrations

  • Collection strategies
  • SMS and e-mail
  • Payment links
  • Agent queues
  • Agency export
  • REST API

How implementation works

How implementation works

01

Strategy design

Segments, stages, channels and wording reviewed with your compliance team.

02

Configuration

Templates, queues, fees and hand-over rules.

03

Integrations

SMS, e-mail, payment and agency connections.

04

Optimisation

Monitoring recovery and adjusting strategies.

Debt collection software

Frequently asked questions

What is debt collection software?

It is software that manages overdue accounts: segmentation, reminders, agent work, payment plans, hand-over to third parties and recovery reporting.

Can reminders be fully automated?

Yes. Reminders, notices and payment links are sent by rules, and agents handle only cases that need a person.

Can it be used by collection agencies?

Yes. Agencies can manage portfolios from several creditors with separate rules and reporting.

Does it help with fair treatment rules?

You can set contact frequency limits, approved wording and forbearance options, and every contact is logged for review.

Demo

See it on your use case

Request a demo – we reply within 1 business day.

  • Fast to launch
  • Configurable, not rigid
  • Your brand
Which solutions are you interested in?
Attach files
Attach filesDrag files here or click · up to 5 files, 10 MB each

    Thank you! We got your request.

    We'll get back to you within 1 business day to arrange the demo.