Borrower side
Applications, scoring, listing preparation and contract signing.
Peer-to-peer (P2P) lending software
In short
Peer-to-peer lending software runs a marketplace where investors fund loans to consumers or businesses. Finsora provides borrower onboarding and scoring, loan listings, investor accounts and wallets, manual and automatic investing, repayment distributions to investors and the reporting a platform operator needs.
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Peer-to-peer lending software
Key features
Investor portal
Registration, KYC, deposits, portfolio view and statements.
Auto-invest
Rule-based automatic investing by rating, term and amount.
Distributions
Repayments split to investors pro rata with fees and taxes calculated.
Secondary market and reports
Optional loan-part resale and reporting for operators and investors.
Who it's for
Who it's for
- P2P and crowdlending platforms
- Loan originators selling to investors
- Real-estate crowdfunding
- Fintechs building a marketplace
Capabilities and integrations
- Investor portal
- Auto-invest
- Investor wallets
- KYC / AML
- Distributions
- Secondary market
- REST API
How implementation works
How implementation works
01
Platform model
Who funds what, fees, ratings and investor rules.
02
Configuration
Portals, products, ratings and documents.
03
Payments and KYC
Investor accounts, payment flows and identity checks.
04
Launch
Pilot listings, investor onboarding and scaling.
Peer-to-peer lending software
Frequently asked questions
What is P2P lending software?
It is a platform that connects borrowers and investors: loans are listed, funded by investors, and repayments are distributed back to them.
Does it support auto-invest?
Yes. Investors can set rules by risk rating, term and amount, and the system invests automatically.
Is it suitable for crowdfunding platforms in the EU?
The platform can support crowdfunding workflows; EU crowdfunding service providers must also meet Regulation (EU) 2020/1503 requirements, which should be reviewed with your legal advisor.
Can it calculate investor distributions?
Yes. Principal, interest, fees and withholding amounts are calculated per investor for each repayment.
Related solutions
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