PayDay and short-term loan software

In short

PayDay loan software is a turnkey platform for small, short-term loans where speed and automation decide profitability. Finsora delivers a landing page, borrower portal with mobile apps and a back-office system with instant decisioning, automated disbursement, loan extensions, reminders and collections, so a lender can launch quickly and operate with a small team.

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PayDay loan software

Key features

01

Turnkey front end

Conversion-focused landing page, loan calculator and application flow under your brand.

02

Instant decisioning

Automated checks and scoring rules approve or decline routine applications without manual work.

03

Extensions and rollovers

Configurable extension, partial payment and early repayment options with correct recalculation.

04

Automated disbursement

Payout instructions and bank statement matching reduce back-office workload.

05

Reminders and collections

SMS and e-mail reminders before and after due date, overdue stages and debt hand-over.

Who it's for

Who it's for

  • Short-term and payday lenders
  • New lending start-ups
  • Lenders entering a new country
  • Brands replacing a legacy system

Capabilities and integrations

  • Landing page
  • Borrower portal
  • iOS and Android
  • Instant decisioning
  • Payments
  • SMS gateway
  • REST API

How implementation works

How implementation works

01

Product setup

Loan amounts, terms, pricing and extension rules for your market.

02

Branding

Landing page, portal and documents in your brand and languages.

03

Connections

Identity, bank, payment and messaging providers connected and tested.

04

Go-live

Launch, monitoring and support while you scale.

PayDay loan software

Frequently asked questions

What does payday loan software include?

Typically a public website with calculator, online application, decisioning, contract signing, disbursement, repayment tracking, extensions, reminders, collections and reporting.

Is it a turnkey solution?

Yes. The package includes the landing page, borrower portal with mobile apps and the back office, configured for your products and brand.

Does it support short-term loan regulation in the EU?

Under the new EU Consumer Credit Directive, short-term and low-value loans are generally in scope. The platform records creditworthiness checks, disclosures and consents; requirements in your country should be confirmed with local counsel.

Can we run several brands or countries?

Yes. Several brands, languages and currencies can run on one platform with separate settings.

Demo

See it on your use case

Request a demo – we reply within 1 business day.

  • Fast to launch
  • Configurable, not rigid
  • Your brand
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