Application and underwriting
Structured workflow with document checklists, approvals and conditions.
Mortgage lending software
In short
Mortgage lending software manages long-term loans secured by real estate, where document workflows, collateral and interest-rate changes matter most. Finsora supports the application and underwriting workflow, property and valuation records, fixed and variable rate products, servicing over many years and the reports lenders and investors need.
Updated:
Mortgage lending software
Key features
Property collateral
Properties, valuations, LTV, mortgages registered and insurance in one record.
Fixed and variable rates
Reference-rate changes (e.g. EURIBOR) and repricing applied to schedules.
Long-term servicing
Payment holidays, restructuring, partial prepayments and statements.
Investor and risk reports
Portfolio, LTV distribution, arrears and cash-flow reporting.
Who it's for
Who it's for
- Non-bank mortgage lenders
- Real-estate backed lenders
- Bridge and development finance
- Credit unions offering home loans
Capabilities and integrations
- Document workflow
- Collateral register
- EURIBOR repricing
- E-signature
- Statements
- REST API
How implementation works
How implementation works
01
Process mapping
Underwriting steps, documents and approval levels.
02
Configuration
Products, rate tables, documents and roles.
03
Migration
Existing loans and collateral migrated and reconciled.
04
Go-live
Training and support for underwriting and servicing teams.
Mortgage lending software
Frequently asked questions
What is mortgage lending software?
It is a system that manages mortgage applications, underwriting, property collateral, interest rates, repayments and reporting over the life of the loan.
Does it handle variable interest rates?
Yes. Reference rates and margins are maintained in the system and schedules are recalculated at each repricing date.
Can we track several properties per loan?
Yes. A loan can have multiple collateral objects, guarantors and valuations.
Can it be used for bridge or development loans?
Yes. Bullet repayments, tranches and interest-only periods can be configured.
Related solutions
Demo
See it on your use case
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- Fast to launch
- Configurable, not rigid
- Your brand
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